
Health, Vision and Dental Insurance
for
Active Employees
in the
Episcopal Diocese of Western Michigan
INSURANCE NOTES:
Change of Insurance
Click here for the letter mailed September 2007 (.doc)
Due to BlueCross BlueShield of Michigan cancelling our contract, the Insurance Committee has chosen the new coverage.
As of December 1, 2007 the Diocese will begin health and vision insurance coverage with the Episcopal Church Medical Trust (ECMT), a division of the Church Pension Group (CPG).
As of January 1, 2008 the Diocese will begin dental insurance coverage with the ECMT.
See Plans Offered below for more information.
Open enrollment has now ended for 2008. Please contact Tammy Mazure if you have any changes that you need made to your plan during the year.
Eligibility
An employee must be salaried (receive a W-2) and work 20 hours per week or 1,000 per year. A new employee must be enrolled in the medical, vision and dental insurance plans within 30 days of hire date. There are three tiers of coverage for medical and dental:
Dependents are defined as spouse, domestic partner, or children who are under the age 19, or 30 maintaining legal residence with parent and does not have other coverage available.
Plans Offered
Vestries will need to decide which medical and dental plans will be available to the employees in their parish. Both plans include vision, behavioral health, mental health and prescription coverage. The insurance offered is considered part of the total compensation package and should be evaluated as such.
| Medical Plans | ||
| Empire BlueCross BlueShield PPO 80/60 | ||
| Empire BlueCross BlueShield EPO 80 | ||
| Dental Plans | ||
| Basic Dental PPO plan | ||
| Dental and Orthodontia PPO plan | ||
| Plan | Link to Benefit Summaries | Link to Plan Handbook | Link to Participating Providers |
Empire BlueCross BlueShield PPO 80/60 |
click here to locate participating providers | ||
Empire BlueCross BlueShield EPO 80 |
click here to locate participating providers | ||
| EyeMed Vision Care | click here to locate participating providers or call: (866) 723-0596 |
||
CIGNA Dental (both plans included) |
click here to locate participating providers | ||
| CIGNA Behavioral Health, Mental Health, Substance Abuse | click here to locate participating providers | ||
| Employee Assistance Program (EAP) | click here to locate participating providers | ||
| Health Advocate | http://www.healthadvocate.com/ | ||
| MEDCO Prescription Drug Benefits | click here to view Medco Preferred Presciptions |
Open Enrollment
People who are currently enrolled in the Diocesan Plan "BlueCross BlueShield of Michigan" will be receiving an enrollment packet from CPG (the Church Pension Group). The initial enrollment period will be approximately October 21, 2007 - November 4, 2007. The CPG refers to this as "Open Enrollment".
If you are not currently enrolled in the Diocesan Plan, please remember that according to Diocesan Canon 8, Section 3(c) of the Diocese of Western Michigan, "each congregation that provides employee health insurance shall provide that coverage through the organization providing coverage to Diocesan employees." If you are not enrolled in the Diocesan Plan, please contact Tammy Mazure at the Diocesan Center to receive information.
Each year there will be an Open Enrollment time period during which you can make changes to your coverage.
You may change your coverage during the year if you have a significant life change (ie, birth, marriage, divorce, loss of other coverage, etc.). To make changes after the Open Enrollment time period, please contact the Diocesan Benefit Administrator, Tammy Mazure.
Changes and Termination
Please notify the diocesan benefits administrator Tammy Mazure within 30 days following termination of coverage. If the termination is due to loss of employment, please indicate whether an extension of benefits is needed. The Medical Trust will bill the terminated employee directly for the extension of benefits.
Please notify the diocesan benefits administrator of address changes as soon as possible to assure carriers have correct information.